66 Federal Credit Union
Consumer Loan Interest Rates as of January 30, 2012

For your convenience, these rates are also available at all our preferred local auto dealers.

Loan Type		FIXED APR‡	VARIABLE APR‡
New and Used Autos, 2011 or newer, maximum term: 36 months**	100% of Purchase / NADA Retail	2.99%	NA
New and Used Autos, 2011 or newer, maximum term: 60 months**	100% of Purchase / NADA Retail	3.39%	NA
New and Used Autos, 2011 or newer, maximum term: 72 months**	100% of Purchase / NADA Retail	3.89%	NA
New and Used Autos, 2009 and 2010. Maximum term: 60 months**	100% of Purchase / NADA Retail	3.29%	NA
New and Used Autos, 2007 and 2008. Maximum term: 60 months**	100% of Purchase / NADA Retail	3.79%	NA
Used Autos, 2006 or older. Maximum term: 48 months**	100% of NADA Loan Value	6.19%	NA
Motorcycles over 750 cc. Up to 4 years old	100% of Purchase / NADA Used or Average Retail	6.39%	NA
Motorcycles 600 - 749 cc. Up to 4 years old	100% of Purchase / NADA Used or Average Retail	7.69%	NA
New & Used RVs, Travel Trailers, or Boats Up to 4 years old	100% of Purchase / NADA Used or Average Retail	7.69%	NA
Older used RV's, Travel Trailers, Boats, Motorcycles (750cc and over and all year models under 750cc) 5 years old & older	100% of NADA Loan Value	8.99%	NA
Other Secured, Regardless of Age: Jet Skis, Wave Runners, ATVs, Tractors, Mowers, Horse Trailers	New: Up to 100% of Purchase Price Used: Up to 100% of NADA Used Trade-in	8.99%	NA
Stock	75% Market Value	7.45%	4.25%
Visa		Disclosures
Line of Credit			7.45%
Personal Loans+		10.45%	7.45%
Share Secured		2% Above Share Rate Variable
Share Certificate Secured		2% Above Share Certificate Rate
Mortgage or Home Equity Rates		See Current Rates

*Annual Percentage Rate/With Approved Credit on models 2011 and newer. Available for new and refinanced auto loans, existing 66 Federal Credit Union loans are not eligible. 10% equity required for this rate. Rate effective 1/30/2012; subject to change without notice. Terms up to 36 months. The term is provided to help you estimate the payment. Loan payment example: $15,000 at 2.99% for 36 months = $437 per month. Other rates and terms available. $40 documentation fee applies.
**Approximate term. The approximate term is provided to disclose the term we use to calculate payments for the Credit Union's open end loan products.
+These loans are cross-collateralized. Terms up to 60 months.
‡Annual Percentage Rate/With Approved Credit. Special Promo Rates are subject to change without notice and are not available for refinancing existing credit union loans. Variable rate subject to change quarterly; however, monthly payments will not change. Annual percentage rate may vary. $40 documentation fee applies which is considered a finance charge. Members are required to maintain at least $25 in a Share 1 account.
Fixed rates will apply for the life of the loan. Apply for a loan online.