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Checking

What checking account is right for you?

Your Checking: Get it the way you like it.

Our Checking Accounts have been refreshed!

This is a great time to evaluate your checking account and make sure it still fits your needs. If you currently have a Credit Union checking account, it is easy to switch to another account—you can even keep your account number and debit card. If you have an account at another financial institution, we can help you make the switch to a Credit Union account. Take a look at the new features below. Then call or come in and we’ll help you choose the account that’s best for you now.

It's easy to open a checking account. We'll even help you switch from your old account. Call or come in today.

Simply
Free
Student Select
(24 & Under)
Dividend
Account
Gold
(Ages 50+)
Advantage
Minimum
opening
balance
$100 $0 $100 $100 $5,000
Dividends -- -- Yes, according
to tiered levels
Service
Charges
-- -- Depends on
average daily balance:
$400+ = None
$200-$399.99
= $5
$200 = $6
-- $10 if average
daily balance is
below $5,000
FREE 
eCheckDeposit
-- --
Debit Card with
CURewards

Points
FREE Checks
(our style, one box/order or $10 towards your choice)
FREE
Online Services
(eBranch, ePay,
& eStatements)
FREE
Mobile Banking
Touch Tone Teller
Shared Service Center Access
Overdraft Protection*
Courtesy Pay**
FREE
Cashier’s
Checks
-- -- -- --
FREE
Fax Service
-- -- -- --
FREE
Wire Transfers
-- -- -- --
Annual one-time
$25 NSF fee rebate
-- -- -- --
CURewards
Bonuses
-- 2,500 FREE CURewards™ Points at opening -- -- Double
CURewards
points on
Platinum
VISA cards
10+ DEBIT TRANSACTIONS REWARDS
Monthly
ATM
Surcharge
Rebates
-- Up to $10.00 per month Up to $10.00 per month Up to $10.00 per month Up to $20.00 per month
$200 off
closing costs
for a first
mortgage
-- --

$100 VISA®
Gift Card with
each new
secured loan
$15,000
or greater
--
Bonuses -- -- --
10 additional
basis points
for Share
Certificates
--

Read our Rate and Fee Schedule.
Looking for a checking account for your business? Learn more here.

Account Format

Be certain that you are using the correct account format when you set up transfers from your checking account.
Here is an example of our MICR line information:

1 40 0001234567
A B C

A = Draft Type. 1 = Share, 2 = Loan or Line of Credit
B = Share ID. For example 40 = Checking, 48 = Performance Fund.
C = Your 10 digit account number. If the number is less than 10 digits, add leading zeros to the beginning of the number.

Our Routing and Transit Number is 303184652. If you have questions, just call us. 

* Some restrictions apply. Ask for details.
** Courtesy Pay is a non-contractual courtesy and is discretionary. Some restrictions apply. Courtesy Pay may cover overdrafts as a result of checking, ATM, ACH, debit card transactions or other withdrawals. Other, less expensive protection against overdrafts may be available to you. Ask for details.
† Use debit card ten or more times for purchases in the previous 31 day period to qualify. ATM Surcharge Rebates will be credited to the qualifying account at the end of each calendar month in which ten or more debit card purchases were made.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Re-order Checks

Need to re-order checks for your checking account? Re-order here.
Click to Switch to Better Banking. Click to find out more.

Member Service


Call 1-800-897-6991
7:30 a.m. – 6:00 p.m. (CST)
Email us: talk2us@66fcu.org
Transit/ABA# 303184652